Guaranteed Credit Approval

We offer Guaranteed Credit Approval. Use our quick and secure online application for your instant Approval.

Low Payments

Down Payments AS LOW AS $499. Monthly Payments AS LOW AS $150

Interest rates as low as 3.95 %

Interest rates AS LOW AS 3.95%.  See dealer for details and qualified vehicles.

2yr/24,000 Miles Service Contract

All Qualified vehicles are eligible for a 2 year/24,000 mile Nation Wide Service Contract.

WELCOME TO Bell’s Auto Sales Bloomington IN Used Car Dealer

Bell’s Auto Sales is a locally owned Used Car Dealership in Bloomington IN that sells quality used cars, trucks, and SUVs at affordable prices. We have excellent bank financing options for every credit situation.  Weather you have good Credit, Bad Credit, or just NO Credit we are able to get you approved for quality newer used car you deserve!

We offer low down payments, affordable monthly payments, and newer quality vehicles with long term service contracts on qualified vehicles. We can help establish or re-establish your credit when you buy your car, truck, or SUV from our Used Car Dealership.

Bad credit Financing Blomington IN Used Car dealer
  • 5 star review  

    thumb Jamie Ervin
  • 5 star review  Such an enjoyable experience purchasing my first (new to me) car! My work schedule is hectic, and Jared stayed an hour after closing for me to come see my car, and two more hours doing paperwork and going over the specifics. Great facility and even better vehicles for amazing prices. I really appreciate him and his business, and love my new car! Will definitely recommend to my friends and family. �

    thumb Julie Anne Stafford
  • 5 star review  

    thumb Davey Jones Jr.
  • 4 star review  

    thumb James Hatley
  • 5 star review  Just bought a car here and it was amazing! Jared was so helpful will all of my questions.

    thumb Cassandra Janelle
  • 5 star review  I went to Bell’s Auto not expecting much for a buy here pay here. I was very surprised ! Jared did a great job at helping get me into a newer car without breaking my budget. I would recommend this car dealership to everyone I know. Great establishment !!

    thumb Jody Miller
  • 5 star review  

    thumb Miaya Foster
  • 5 star review  

    thumb Lois Farr
  • 5 star review  Wonderful people to work with, we couldn't get up there until we got off of work and he made a special trip back just to accommodate us. We bought the car and haven't had any problems.

    thumb Brian Kelli Prince
  • 5 star review  

    thumb Tristen Jarrard

Bad Credit Used Car financing

Bad Credit Used Car financing

Bad Credit Used Car financing

Buy Here Pay Here Bloomington IN

Learn More about our Bad Credit Financing


If you have Bad credit or No credit, we have our unique financing program with Guaranteed Credit Approvals.

  • Rebuild your credit, we report to all 3 credit reporting agencies. This will help you re-establish your credit and start building credit.
  • If you have had a bankruptcy, late payments, a charge-off, foreclosure, or even repossession; we will help you get an auto loan.

Apply Today Drive Today at Bell’s Auto Sales Used car Dealership.

Buy Here Pay Here

Welcome to Bell’s Auto Sales Buy Here Pay Here website! We are a proud Buy Here Pay Here Used Car dealer, located in Bloomington, Indiana. We service Bloomington, Indiana for all individuals looking to buy quality used cars but might not have the perfect credit. Bell’s Auto Sales Buy Here Pay Here carries a wide selection of quality used cars in Bloomington, Indiana and offers Guaranteed Credit Approval.

We understand that bad things happen to good people and we’re here to help with a second chance. Learn how we’re able to help get you into a quality used car, no matter how bad your credit score or credit past is. We offer several easy finance programs including Buy Here Pay Here Financing with Guaranteed Credit Approval. Not only are we able to get into a car today but we can help build your credit for tomorrow.

So remember, when you are looking for a quality used car, Bell’s Auto Sales Used Car Dealership near Bloomington, IN is the used car dealer for you! We look forward to seeing you here!

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Used Car Dealer Bloomington IN

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